Dragos Roua
Dragos Roua

Building addTaskManager, the best iOS productivity app for ADHD minds

Terms of Service for Hacking Habits

Last updated: March 17, 2026

By using the Hacking Habits app ("App"), you agree to these terms. If you don't agree, don't use the App.

The Service

Hacking Habits is a privacy-first financial habit formation app. It helps you build lasting financial behaviors using the Assess-Decide-Do (ADD) framework, the Life Hours Calculator, a 15-day habit installation system, and personal financial tracking tools. It is the companion app to the book Gravitational Habits for Financial Resilience but works as a fully standalone product.

Important Disclaimer

Hacking Habits is an educational and habit-building tool, not a financial advisor.

  • The App does not provide financial advice, investment recommendations, or tax guidance
  • Calculations (net worth, burn rate, hourly rate, runway) are based on data you manually enter
  • Accuracy of all calculations depends entirely on the accuracy of your inputs
  • Always consult a qualified financial professional for important financial decisions
  • The App does not connect to bank accounts or financial institutions

Free and Pro Features

Free Version

  • Life Hours Calculator (unlimited)
  • 3 Jumpstart Habits (Morning Balance Check, Purchase Pause, Sunday Money Minute)
  • ADD Diagnostic assessment
  • Net Worth Tracker and Burn Rate Calculator
  • Dashboard with Five Meters
  • Banner ads displayed

Pro

  • All 5 Core Financial Habits plus extended habit library
  • Sunday Planning Sessions
  • 90-Day Transformation Journey
  • Savings Goals and Debt Strategy tools
  • Home screen widgets
  • No advertisements

Purchases

  • Monthly and Annual are auto-renewing subscriptions managed by Apple
  • Lifetime is a one-time purchase for permanent Pro access
  • Book Bundle includes Pro access plus the ebook
  • Subscriptions can be cancelled anytime in Settings
  • Refund requests must go through Apple
  • We may change pricing for future purchases

Your Data

  • All financial data you enter stays on your device — we never see it
  • There is no cloud sync — if you delete the app, your data is gone
  • You are responsible for the accuracy of data you enter
  • We recommend periodically backing up your device via iCloud or iTunes

Habit Installation System

  • The 15-day habit installer provides guidance, not guarantees
  • Results depend on your personal commitment and circumstances
  • Habit templates are educational content, not professional therapy or counseling
  • If you experience financial stress or anxiety, please consult a professional

Acceptable Use

Don't:

  • Reverse engineer, decompile, or tamper with the App
  • Attempt to bypass purchase requirements
  • Redistribute the App, its code, or its educational content
  • Use the App's content (habit templates, framework descriptions) for commercial purposes

Intellectual Property

The App's design, code, ADD framework implementation, habit templates, and educational content are owned by Dragos Roua. The App is licensed for personal, non-commercial use only.

Limitation of Liability

  • The App is provided "as is" without warranties of any kind
  • We are not liable for financial decisions made based on App calculations or content
  • We are not liable for data loss if you uninstall the App or your device is damaged
  • Our total liability is limited to what you paid us in the past 12 months

Termination

We may suspend access for violations of these terms. You may stop using the App at any time by uninstalling it.

Changes

We may update these terms. Continued use means acceptance of the updated terms.

Governing Law

These terms are governed by the laws of Romania.

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