Recently Updated Financial Resilience – The Hard Way versus The “Easy” Way
Hard way builds resilience through discipline and delayed gratification. Easy way shortcuts with debt and quick fixes. Hard way is [...]
Build Unshakable Financial Resilience
No "get rich quick" scheme, just tools and approaches to maintain a steady income regardless of the surrounding context.
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Financial Resilience in 3 WordsBasic Concepts
Core frameworks for understanding money and building financial independence
Recently Updated 
Recently Updated The Only Investor Test You Will Ever Need
One simple question determines if you're an investor or a gambler—can you handle volatility without emotional attachment to the outcome?
Recently Updated Incremental Growth versus Sudden Leaps
Incremental growth compounds reliably. Sudden leaps look dramatic but rarely sustain. Tortoise beats hare because consistency outlasts intensity every time
Recently Updated Debt Is Death
Debt trades future income for present convenience. Each payment kills a piece of your future freedom. The interest isn't financial—it's [...]
Building Financial Habits
Practical strategies for lasting financial resilience
Recently Updated Don’t Shop On An Empty Stomach
Empty stomachs make bad shopping decisions. The same principle applies to life choices made from places of emotional or spiritual [...]
Recently Updated Too Much Is Just As Bad As Too Little
And by "too much", I'm referring precisely to money. Too much money is just as bad as too little. I [...]
Recently Updated How To Become Financially Resilient In 3 Easy Steps
Three steps to financial resilience—spend less than you earn, build emergency buffer, diversify income. Simple doesn't mean easy, but complexity [...]
Track Your Financial Goals
I'm using addTaskManager, my very own iOS app, to monitor spending and progress.
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Frugality Is Precision, Not Deprivation
Frugality isn't about sacrifice—it's about accuracy. Learn the difference between hunger and appetite, and build the gap that keeps you financially resilient.
Gravitational Habits for Financial Resilience
My new book on building automatic financial habits is now live on Apple Books, Google Play, and Amazon. Learn the gravitational approach to money resilience.
Can You Stay Relevant After 50, In The Age of AI?
After 50, you hold three assets AI can't automate: experience, ethics, and mindset. They compound with time. That's not a disadvantage—it's your edge.
My Location Independence Journey: From Europe to Asia (Podcast interview)
Podcast interview about my location independence journey — leaving Romania after 40, the 5-question framework for choosing countries, and life in Vietnam
Self-Publishing in the Age of AI
15 years ago, the main differentiator was skills. Today it's authenticity. Why self-publishing now rewards creators with real, traceable bodies of work.
3 Digital Nomad And Crypto Friendly Debit Cards – Revisited
Quick review of popular debit cards: Wise, Revolut and Krak. Benefits, crypto compliance, services and overall usability for digital nomads.
Assess-Decide-Do: 15 Years After – Revisiting a Productivity Framework in the Age of AI
Re-evaluating the Assess-Decide-Do framework in the age of AI. Not all life areas are suitable, but in most of them, it fits perfectly.
AI Won’t Take Your Job — Because It Already Took It
The job as we know it is already obsolete. Discover why the end of traditional employment might be humanity's next evolution, not its downfall
Optimize For What’s Necessary
Technology optimizes for performance, business for profit, evolution for survival. What should humans optimize for in an uncertain world?
Emotional Stability
Yesterday, Bitcoin crashed. Again. If you're new to crypto, this event is similar with a stock market crash.
A Good Habit Is An Invisible Habit
After 8 years of morning yoga, I forgot when I started. The best habits disappear into your life until they're indistinguishable from breathing
Humans As Investment
A VC paid $1.7 million for 5% of a creator's earnings for 30 years. Modern patronage or financial slavery? The creator economy just crossed into uncharted [...]
Selling Skills Versus Delegating Capital
Although it may sound cryptic, the words above are the key to one of the most important breakthrough one can have in this lifetime. Learn actionable [...]
Generative NFTs
I know the title is a bit cryptic (pun intended, as it relates to a crypto-currencies related product) but nevertheless is interesting. Learn actionable tips...
How Much Money Do You Really Need?
Ricky Gervais bought one expensive t-shirt after years of poverty. The lesson isn't about money—it's about realizing enough is a moving target we invent
Optimization Versus Simplification
We search for new systems to simplify life. The irony—adding complexity to achieve simplicity. Real simplification means subtracting, not optimizing