Dragos Roua
Dragos Roua

Decision tools and frameworks for autonomous living

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money mindset

posts about beliefs, attitudes, and psychology around money and wealth.

49 posts

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local ai mimo v26 qwen 9b
Artificial Intelligence Digital Tools Financial Resilience
#ai tools, #coding, #money mindset, #tools, #vibe coding

[ Video ] Running Xiaomi MiMo V2.6 (Qwen 9B distill) on my 16 GB MacBookPro

Last updated: September 30, 2026

This week I'm testing Xiaomi MiMo V2.6, Qwen 9b distill, on a 16GB M1 MacBookPro. It works good enough for text generation and light coding

local ai google gemma
Artificial Intelligence Digital Tools Financial Resilience
#ai tools, #coding, #money mindset, #tools, #vibe coding

[Video] Running Google Gemma 4 E4B on my 16GB MacBookPro

Last updated: September 25, 2026

This week I'm testing Google Gemma 4 E4B on a 16GB M1 MacBookPro. It works surprisingly well for text generation and even light coding.

ai agents pay
Artificial Intelligence Blogging Digital Tools
#ai tools, #blog monetization, #how to, #money mindset

The AI Agents Took Over My Blog Traffic. I Made Them Pay For That…

Last updated: September 19, 2026

95% of my blog is coming from agents now. They didn't ask for permission, those bots, so I decided to make the AI agents pay.

ancestor syndrome
Crypto Financial Resilience
#financial habits, #money, #money mindset, #personal story

The Ancestor Syndrome – Revisiting Inherited Money Beliefs 10 Years After

Last updated: May 26, 2026

I wrote about the ancestor syndrome in 2016. Ten years of crypto cycles and economic shocks have tested that thesis hard. Here's what held up and [...]

abundance mindset
Money and Wealth Personal Development
#introspection, #mindset, #money mindset, #self awareness

The Extra Bolt – A Story of Furniture, Abundance and Confusion

Last updated: April 4, 2026

Every assembled piece of furniture left me with one extra bolt — and it took months to realize that was abundance, not a mistake. A story [...]

frugality precision not deprivation
Financial Resilience Personal Development
#financial freedom, #financial habits, #frugality, #money, #money mindset

Frugality Is Precision, Not Deprivation

Last updated: January 14, 2026

Frugality isn't about sacrifice—it's about accuracy. Learn the difference between hunger and appetite, and build the gap that keeps you financially resilient.

too much money
Financial Resilience
#365 challenge, #financial freedom, #investing, #money mindset

Too Much Is Just As Bad As Too Little

Last updated: December 2, 2025

And by "too much", I'm referring precisely to money. Too much money is just as bad as too little. I hear you.

how much money do you really need
Financial Resilience
#365 challenge, #abundance, #financial freedom, #frugality, #money mindset

How Much Money Do You Really Need?

Last updated: December 3, 2025

Ricky Gervais bought one expensive t-shirt after years of poverty. The lesson isn't about money—it's about realizing enough is a moving target we invent

education
Financial Resilience Location Independence
#365 challenge, #financial freedom, #learning, #money mindset

Lack Of Education Is A Liability

Last updated: December 2, 2025

It's a nice Wednesday morning, you open your computer as always, and, to your surprise, you find an email from a prince. Someone, who must be [...]

fish
Financial Resilience Relationships and Society
#365 challenge, #financial freedom, #financial habits, #money mindset

Like A Fish In The Water

Last updated: December 2, 2025

Childhood river fishing taught a truth about money—you can catch fish by moving water, or you can adapt to where the fish already are

Featured image for: The Stupidity Map
Financial Resilience Location Independence Meaningful Relationships
#365 challenge, #decision making, #financial freedom, #money mindset

The Stupidity Map

Last updated: December 2, 2025

Everyone has domains where they're brilliant and zones where they're foolish. Mapping your stupidity zones is more valuable than celebrating your genius

Survivorship bias
Financial Resilience
#365 challenge, #financial freedom, #investing, #money mindset

Survivorship Bias In Financial Resilience

Last updated: December 2, 2025

We study successful investors and miss the thousands who used identical strategies and failed. Survivorship bias makes luck look like wisdom

opportunity management
Financial Resilience Location Independence Meaningful Relationships
#365 challenge, #financial freedom, #money mindset, #taking action

Opportunity Management

Last updated: December 2, 2025

Opportunities multiply faster than capacity. The skill isn't spotting them—it's ruthlessly filtering which ones deserve your finite attention and energy

cube watermelon
Crypto Financial Resilience Meaningful Relationships
#365 challenge, #financial freedom, #framework, #habits, #money mindset

The Subtle Dance Between Structure And Flow

Last updated: December 2, 2025

Too much structure kills creativity. Too much flow creates chaos. Mastery is dancing between rigid frameworks and spontaneous adaptation

loyalty card
Blogging Location Independence
#365 challenge, #coffee shop work, #money mindset

Thinking Outside Of The Loyalty Card

Last updated: December 3, 2025

Loyalty programs train predictable behavior. Real advantage comes from thinking outside the rewards system they design to contain you

flattening the curve
Financial Resilience
#365 challenge, #financial habits, #investing, #money mindset

Flattening The Curve

Last updated: December 2, 2025

COVID taught us curve flattening. The concept applies everywhere—spread intensity over time to avoid system collapse. Patience prevents breaking points

the obstacle is not the bottleneck
Financial Resilience Meaningful Relationships
#365 challenge, #financial freedom, #money mindset, #resilience, #stoicism

The Obstacle Is Not The Bottleneck

Last updated: December 2, 2025

Obstacles block paths temporarily. Bottlenecks restrict flow permanently. Solving obstacles while ignoring bottlenecks wastes energy on symptoms

building up positions
Financial Resilience
#365 challenge, #consistency, #financial freedom, #money mindset, #wealth

Opportunities And Building Up

Last updated: December 2, 2025

Opportunities compound when you build consistently. Each completed project creates platform for the next. Building up beats starting over repeatedly

owning versus having access to
Financial Resilience Location Independence
#365 challenge, #digital nomad, #financial freedom, #minimalism, #money mindset

The Difference Between Owning, And Having Access To

Last updated: December 2, 2025

Ownership means control. Access means permission that revokes. The distinction matters when platforms change rules or disappear overnight

Featured image for: Seeding, Accumulation And Profit Taking
Financial Resilience Meaningful Relationships
#365 challenge, #financial freedom, #financial habits, #investing, #money mindset

Seeding, Accumulation And Profit Taking

Last updated: December 2, 2025

Investment cycles through three phases—seeding with small bets, accumulating during growth, taking profits before collapse. Knowing which phase determines survival

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Dragos

I've been blogging for 20 years

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Hi! I'm Dragos. I've been writing about productivity, nomad life, running, mindset, and building apps since 2006. What would you like to know?