Recently Updated Financial Resilience – The Hard Way versus The “Easy” Way
Hard way builds resilience through discipline and delayed gratification. Easy way shortcuts with debt and quick fixes. Hard way is [...]
Build Unshakable Financial Resilience
No "get rich quick" scheme, just tools and approaches to maintain a steady income regardless of the surrounding context.
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Financial Resilience in 3 WordsBasic Concepts
Core frameworks for understanding money and building financial independence
Recently Updated 
Recently Updated The Only Investor Test You Will Ever Need
One simple question determines if you're an investor or a gambler—can you handle volatility without emotional attachment to the outcome?
Recently Updated Incremental Growth versus Sudden Leaps
Incremental growth compounds reliably. Sudden leaps look dramatic but rarely sustain. Tortoise beats hare because consistency outlasts intensity every time
Recently Updated Debt Is Death
Debt trades future income for present convenience. Each payment kills a piece of your future freedom. The interest isn't financial—it's [...]
Building Financial Habits
Practical strategies for lasting financial resilience
Recently Updated Don’t Shop On An Empty Stomach
Empty stomachs make bad shopping decisions. The same principle applies to life choices made from places of emotional or spiritual [...]
Recently Updated Too Much Is Just As Bad As Too Little
And by "too much", I'm referring precisely to money. Too much money is just as bad as too little. I [...]
Recently Updated How To Become Financially Resilient In 3 Easy Steps
Three steps to financial resilience—spend less than you earn, build emergency buffer, diversify income. Simple doesn't mean easy, but complexity [...]
Track Your Financial Goals
I'm using addTaskManager, my very own iOS app, to monitor spending and progress.
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Geo-arbitrage, Or How To Get The Most Of Where You Are
Earn in strong currencies, spend in weak ones. Geographic arbitrage exploits economic differences legally. Location becomes financial strategy
Elon Musk, The Entrepreneurial Hustle, And Some Tax Nuances
Elon epitomizes hustle culture while optimizing tax exposure. The entrepreneurial game—maximize visible success, minimize taxable income. Legal but revealing
Convex Payment, The “S” Curve, And Pay Per Epoch
Linear payment models fail for non-linear results. Convex rewards match S-curve performance. Pay per epoch aligns compensation with actual value creation
The Subtle Danger Of Being Able To Do Whatever You Want
Unlimited freedom paralyzes through infinite choice. Constraints create focus. Ability to do anything often produces nothing—structure enables creativity
2 Ways To Look At The Coronavirus Crisis
Crisis as catastrophe or opportunity. Same situation, different frames. Perspective determines response—victim or adaptor
Obstacle And Opportunity Start With The Same Letter
Obstacles become opportunities through perspective shift. Both start with O—coincidence or reminder? Reframing transforms resistance into resource
A Blockchain-Based Experiment In Content Monetization – Hive
Hive experiments with blockchain content rewards. Writers earn cryptocurrency directly from community. The test—can decentralized platforms sustain creators?
Starting From Scratch
Starting from scratch erases accumulated baggage. Clean slate opportunity or loss of foundation? Both—the choice determines outcome
A Short Post-Lockdown Recovery Strategy
Post-lockdown recovery needs gradual reintegration. Rushing back creates whiplash. The strategy—small steps toward previous capacity
And The World Will Never Be The Same
Every crisis promises permanent change. World never returns to pre-crisis normal. The question—better different or worse different?
Entrepreneur Or Employee?
Neither better inherently. Entrepreneurs own risk and reward. Employees trade autonomy for stability. The choice depends on your tolerance for uncertainty
Every Crisis Is A Portal – And So Is The Coronavirus Crisis
Crises open portals to different futures. COVID portal leads somewhere—the question isn't if but where we choose to emerge
The Roadblock Is Your Exit (And Why I’ve Been Silent For The Last 3 Weeks)
Roadblocks redirect when you're on wrong paths. Three-week silence from hitting wall. Sometimes obstacles save you from destinations not worth reaching
The Rise Of The Part Time Entrepreneur
Full-time entrepreneurship isn't only path. Part-time builds businesses while maintaining income security. Side hustles became career strategy
5 Financial Habits Enforced By Playing CashFlow
CashFlow board game teaches income versus expenses, passive income building, good versus bad debt, opportunity recognition, calculated risk. Games teach money better than books
When Reaching For Your Wallet Is Suddenly Returning An Unexpected “404 – File Not Found”
Lost wallet moment—sudden disconnection from digital identity and financial access. 404 error in physical world. Modern vulnerability
The Real Cost Of Learning
It’s pitch dark, my soles are hurting like shit, the air that I breathe is scorching hot and I’m running somewhere in the middle of fucking [...]
The “Ancestor Syndrome” – Or Why You Don’t Have Enough Money
Your financial reality reflects inherited beliefs from ancestors who survived scarcity. Breaking generational money patterns requires conscious reprogramming
100 Ways To Live A Better Life – 16. Pay Yourself First
Paying yourself first prioritizes future over present. Automatic savings builds wealth—defer gratification creates freedom
How To Invest In Yourself (And Why)
Self-investment yields highest returns. Personal development compounds eternally—you're the only asset you truly control