Recently Updated Perceived Value
There is no intrinsic value of anything. The value that we attach to things, situations, beings or processes is all [...]
Practical Wealth Building
Real strategies that work, without the hype
Start here
Money Doesn't ExistMoney Fundamentals
Essential concepts everyone should understand
Recently Updated 
Recently Updated The Money Diagram
Income, expenses, savings—three circles that determine financial life. Where they overlap or separate reveals everything about money health
The Modern Money Perspective
Understanding money in the digital age
Recently Updated A Definition Of Wealth
Wealth is options multiplied by time. Money buys choices. Time amplifies them. Both required—one without the other is poverty
Recently Updated 5 Financial Habits Enforced By Playing CashFlow
CashFlow board game teaches income versus expenses, passive income building, good versus bad debt, opportunity recognition, calculated risk. Games teach [...]
Recently Updated Bitcoin, Banks And A Bewildering Conundrum
Banks dismiss Bitcoin publicly while adopting blockchain privately. The conundrum—they hate the currency but love the technology. Cognitive dissonance at [...]
Track Your Spending
Learn how to budget intelligently with addTaskManager, my very own iOS productivity app
Download for free in AppStoreComplete Archive
Opportunity Cost Versus Cognitive Overload
Every yes costs opportunity. But evaluating everything costs cognition. The balance—systematic filters that save mental energy for important decisions
Expectation Management
Expectations set satisfaction baselines. Managing them means calibrating hope with reality. Under-promise and over-deliver beats the reverse
Convex Payment, The “S” Curve, And Pay Per Epoch
Linear payment models fail for non-linear results. Convex rewards match S-curve performance. Pay per epoch aligns compensation with actual value creation
Money And Relationships – 3 Things You Should Do If You Want To Enjoy Both
Money destroys relationships through secrecy, disparity, priority conflicts. Three essentials—transparency, equity, shared values. Both require intentional management
Storing Blockchain Data In Synthetic DNA – A Disturbingly Possible Utopia
DNA storage for blockchain—biological hard drives storing immutable data. Science fiction becoming science fact. The implications are disturbing and inevitable
The Population Of Actors
Everyone performs roles. Social media amplified performance until authenticity became rarest commodity. We're all actors pretending we're not
The Continuum Of Interaction
Interaction exists on spectrum from transactional to transformational. Most stay transactional. Deep connection requires moving along continuum intentionally
Money – A Formula for Perceived Value, Reward and Punishment
Money measures perceived value, distributes rewards, enforces punishments. The formula works until consensus breaks—then currency collapses
3 Digital Nomad Friendly Debit Cards Compared: Revolut, TransferWise And Wirex
Revolut, TransferWise, Wirex compared—foreign exchange fees, ATM limits, crypto integration, card availability. Banking for borderless living
10 Simple Habits That Will Greatly Improve Your Financial Discipline
Financial discipline through tracking spending, automating savings, cash envelopes, 24-hour rule, meal planning, buying used, avoiding subscriptions, price comparison, no-spend days, reviewing monthly
The “Ancestor Syndrome” – Or Why You Don’t Have Enough Money
Your financial reality reflects inherited beliefs from ancestors who survived scarcity. Breaking generational money patterns requires conscious reprogramming
How To Create A Personal Brand: Offline and Online Techniques
Personal branding merges who you are with how you're perceived. Authentic brand-building techniques that work across digital and physical worlds
100 Ways To Live A Better Life – 35. Manage Your Time Like You Manage Your Money
Time and money require similar discipline. Budget hours like dollars—scarcity thinking applied to both reveals priorities
100 Ways To Live A Better Life – 6. Get A New Job
New jobs interrupt career stagnation. Changing employment creates momentum—different challenges reveal hidden capabilities