Lack Of Education Is A Liability
It's a nice Wednesday morning, you open your computer as always, and, to your surprise, you find an email from a prince. Someone, who must be [...]
Presence, Patience And Frustration
Learning anything worthwhile requires three ingredients—being there when it's boring, staying there when it's hard, and breathing through the frustration
Like A Fish In The Water
Childhood river fishing taught a truth about money—you can catch fish by moving water, or you can adapt to where the fish already are
The Rise Of Non Fungible Tokens
Trends cook slowly under the radar before exploding into mainstream. NFTs follow Bitcoin's pattern—dismissed for years, then suddenly everywhere
Atypical Micro-Investments
Prepaying for drinks isn't just convenience—it's investing in flexibility, social bonds, and a mindset of preparation. Small financial moves create psychological freedom
The Stupidity Map
Everyone has domains where they're brilliant and zones where they're foolish. Mapping your stupidity zones is more valuable than celebrating your genius
Survivorship Bias In Financial Resilience
We study successful investors and miss the thousands who used identical strategies and failed. Survivorship bias makes luck look like wisdom
Bitcoin Is Now Legal Tender In A Country On Planet Earth
El Salvador made Bitcoin legal tender. The experiment begins—can decentralized currency work at nation-state scale? History is watching
Oversimplifying Versus Analysis Paralysis
Oversimplify and miss critical nuance. Overanalyze and never move. The sweet spot between reckless action and frozen perfection is where life happens
Opportunity Management
Opportunities multiply faster than capacity. The skill isn't spotting them—it's ruthlessly filtering which ones deserve your finite attention and energy
Basic Risk Reward Analysis
Every decision has risk-reward ratios. The basics most people skip: quantify downside, estimate upside, compare honestly. Simple math saves stupid mistakes
The Subtle Dance Between Structure And Flow
Too much structure kills creativity. Too much flow creates chaos. Mastery is dancing between rigid frameworks and spontaneous adaptation
Short, Medium And Long Term Strategies, It’s All A Question Of Zooming
Zoom in for daily tactics, zoom out for yearly strategy. Most people stay stuck at one altitude—mastery requires fluid perspective shifting
A Potential Financial Reset
Central banks printed trillions. Debt levels are unsustainable. A financial reset isn't conspiracy—it's mathematical inevitability approaching fast
Umbrel Is More Than A Bitcoin / Lightning Node Now, Way More
Umbrel evolved beyond Bitcoin nodes into personal cloud infrastructure. Self-hosting your digital life becomes accessible—sovereignty without complexity
Say Hello To Your New Friend: The Spreadsheet
Spreadsheets track reality with brutal honesty. Numbers don't lie about spending, goals, or progress. Your new best friend tells uncomfortable truths
Why Programmable Money In A Slow Delegating Society Is A Bad Idea
Programmable money automates financial rules. But society delegates decisions slowly and badly. The mismatch between speed and wisdom creates danger
You Can’t Sail A Toy Boat On A Pierced Bucket
Fix the leaks before optimizing the sails. Financial holes drain faster than earnings fill. Plug the bucket first, then build the boat
Do Electric Scooters Grow On The Streets?
Scooters appeared overnight in every city. The sharing economy creates abundance illusions—someone owns them, someone profits, nothing is free
Frugality And Financial Resilience
Frugality builds resilience by widening the gap between income and expenses. The buffer absorbs shocks that break those living at their edge