Frugality Is Precision, Not Deprivation
Frugality isn't about sacrifice—it's about accuracy. Learn the difference between hunger and appetite, and build the gap that keeps you financially resilient.
Too Much Is Just As Bad As Too Little
And by "too much", I'm referring precisely to money. Too much money is just as bad as too little. I hear you.
How Much Money Do You Really Need?
Ricky Gervais bought one expensive t-shirt after years of poverty. The lesson isn't about money—it's about realizing enough is a moving target we invent
Lack Of Education Is A Liability
It's a nice Wednesday morning, you open your computer as always, and, to your surprise, you find an email from a prince. Someone, who must be [...]
Like A Fish In The Water
Childhood river fishing taught a truth about money—you can catch fish by moving water, or you can adapt to where the fish already are
The Stupidity Map
Everyone has domains where they're brilliant and zones where they're foolish. Mapping your stupidity zones is more valuable than celebrating your genius
Survivorship Bias In Financial Resilience
We study successful investors and miss the thousands who used identical strategies and failed. Survivorship bias makes luck look like wisdom
Opportunity Management
Opportunities multiply faster than capacity. The skill isn't spotting them—it's ruthlessly filtering which ones deserve your finite attention and energy
The Subtle Dance Between Structure And Flow
Too much structure kills creativity. Too much flow creates chaos. Mastery is dancing between rigid frameworks and spontaneous adaptation
Thinking Outside Of The Loyalty Card
Loyalty programs train predictable behavior. Real advantage comes from thinking outside the rewards system they design to contain you
Flattening The Curve
COVID taught us curve flattening. The concept applies everywhere—spread intensity over time to avoid system collapse. Patience prevents breaking points
The Obstacle Is Not The Bottleneck
Obstacles block paths temporarily. Bottlenecks restrict flow permanently. Solving obstacles while ignoring bottlenecks wastes energy on symptoms
Opportunities And Building Up
Opportunities compound when you build consistently. Each completed project creates platform for the next. Building up beats starting over repeatedly
The Difference Between Owning, And Having Access To
Ownership means control. Access means permission that revokes. The distinction matters when platforms change rules or disappear overnight
Seeding, Accumulation And Profit Taking
Investment cycles through three phases—seeding with small bets, accumulating during growth, taking profits before collapse. Knowing which phase determines survival
Making Money Is Not About Making Money
Making money is about creating value, solving problems, building trust. Money is the byproduct, not the target—chase it directly and miss completely
I’m So Looking Forward To The Day Crypto Won’t Be Cool Anymore
When crypto stops being cool, it becomes infrastructure. Technology succeeds by disappearing into ordinary life. Waiting for the day nobody talks about crypto
Incremental Growth versus Sudden Leaps
Incremental growth compounds reliably. Sudden leaps look dramatic but rarely sustain. Tortoise beats hare because consistency outlasts intensity every time
There Are Idiots At Both Ends Of The Spectrum
Extremes attract confident fools regardless of ideology. Bitcoin maximalists and crypto haters both miss nuance. Intelligence lives in the measured middle
It’s A Learning Process
Everything worthwhile is a learning process. Quick fixes promise shortcuts. Real skill accumulates through repetition, failure, adjustment—no acceleration available